Insurance Claims for Roofing Problems
Our team at Elite Roofing Honolulu has many years of experience collaborating with various insurance companies on residential and commercial roofing claims in Oahu. This collaboration has simplified the process for hundreds of clients. Acting as a liaison between you and your insurance provider, we can assist you a smoother process and the tricks of the trade when it comes to getting things done and approved in a timely manner. Each project starts with a free estimate, and we handle the paperwork by submitting the assessment to your insurance company.
We partner with your insurance company to handle:
- Residential and commercial claims
- Storm damage claims
- Inspections and bid preparation
Steps for dealing with your insurance provider for roofing claims:
Although the problems can differ, the steps necessary to open a claim are usually the same regardless. Understanding the problem and contacting your insurance representative are part of the initial steps necessary.
- Contact Elite Roofing Honolulu to arrange a free on-site assessment to identify the problem and damage to your roof.
- If damage is confirmed, reach out to your insurance representative to request an investigation.
- Depending on the situation, your representative may authorize temporary repairs to prevent further damage to the roof.
- Take photos of the damage before any repairs are made.
- Keep receipts for any urgent repairs, as the insurance company will reimburse you later.
- Don’t do any unauthorized or permanent repairs. Wait for the adjuster to assess the damage.
- Don’t walk on the roof to prevent additional damage and ensure your safety.
After the inspection, you’ll receive a claim sheet summarizing the damage and the funds available for repairs, minus your deductible. Most homeowner policies cover full replacement costs if repairs are completed, and depreciation is generally recoverable. Final payments are processed after you submit your receipts. In case you wonder, usually filing storm damage claims does not increase your insurance rates.
In conclusion, navigating the roofing insurance claims process can be complex, but with the right support, you can ensure a smoother experience. Our team is here to help you every step of the way, ensuring your property is restored efficiently and effectively. Contact us today to get started!